S&P 500 7,807.24 -0.06% Dow Jones 51,850.55 +0.38% Nasdaq Composite 27,245.90 -0.44% VIX (Volatility) 15.37 +1.05% US 10-Year Yield 5.192% -0.99% NVIDIA 226.32 -1.29% Apple 340.97 +1.29% Microsoft 541.15 +1.14% Amazon 259.53 -1.11% Alphabet (Google) 352.72 +0.30% Meta Platforms 742.96 +3.38% Tesla 378.03 -1.22% Gold 4,209.80 +0.46% Crude Oil (WTI) 91.87 -1.99% Bitcoin 83,480.88 +1.04%

S&P 500 7,807.24 -0.06% Dow Jones 51,850.55 +0.38% Nasdaq Composite 27,245.90 -0.44% VIX (Volatility) 15.37 +1.05% US 10-Year Yield 5.192% -0.99% NVIDIA 226.32 -1.29% Apple 340.97 +1.29% Microsoft 541.15 +1.14% Amazon 259.53 -1.11% Alphabet (Google) 352.72 +0.30% Meta Platforms 742.96 +3.38% Tesla 378.03 -1.22% Gold 4,209.80 +0.46% Crude Oil (WTI) 91.87 -1.99% Bitcoin 83,480.88 +1.04%

Huiracocha. Finance

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What borrowers pay

New car loan, 48 months (avg APR)

7.47%

As of August 1, 2026 · updated monthly

Change over period:

At a glance

Previous value: 7.37%
One year ago: 7.51%
5-year high: 8.65%
5-year low: 4.58%
History since: Feb 1972

Download full history (CSV) Source: FRED series TERMCBAUTO48NS ↗

Latest observations

Aug 6, y	7.47%
May 5, y	7.47%
Feb 0, y	7.37%
Nov 6, y	7.62%
Aug 5, y	7.51%
May 4, y	7.63%
Feb 6, y	7.71%
Nov 5, y	8.12%
Aug 4, y	8.63%
May 3, y	8.65%
Feb 4, y	8.57%
Nov 3, y	8.51%
Aug 2, y	8.30%
May 1, y	7.59%
Feb 3, y	7.46%

Source: Federal Reserve Bank of St. Louis (FRED). For information only.